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Obamacare Goes Live: What You Need To Know

Posted by on October 4, 2013 - 5 Comments

President Obama Signs the Affordable Care Act

Despite the debates, website glitches and the government shutdown, Obamacare went live this week. Unfortunately, most of us are still confused about what this means and whether or not we will be covered. This can de especially confusing for those who have never signed up for health insurance. While most individuals with disabilities will not be as affected by the Affordable Care Act, it is important that we all know about it. Whether you’re going to sign up or you just want to learn more about the Affordable Care Act there are some basic things we should all know.

What is Obamacare?

We’ve probably all seen Jimmy Kimmel’s prank asking people about Obamacare and the Affordable Care Act.  Seems like most of us don’t know the difference (if there is one), but everyone seems to have an opinion of whether or not they like it. It is important to know the plans being offered as a health provider, guardian or patient. Please read about the Affordable Care Act before deciding whether it is or isn’t the best solution for you.

How to register?

Are you are interested in learning more about the Affordable Care Act as a consumer? Would you like to look at the plans being offered? Make sure you visit the Health Insurance Marketplace at

* Illinois residents should start their search for healthcare coverage under the Health Insurance Marketplace on GetCovered Illinois:

When should I register?

The Affordable Care Act enrollment began October 1, 2013 for coverage beginning January 1, 2014. If you are seeking coverage starting January 1, 2014 you must register at this time.

We may not all agree on the right solution for America’s healthcare system but we should all be informed of the options. Ask your employer if they offer health benefits. Shop around, look at the pros and cons for each plan.

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Jake says:
Oct 05, 2013

I couldn’t get the video to play by clicking on the link here on the blog, so I just went to YouTube and found it. I love it! I’m not sure which one would be right for me, but at this time I’m not to worried as I am covered under my parents’ health insurance. To this date I have never had a negative experience with any medical professional.

philister says:
Oct 07, 2013

Hi Jake, Glad you were able to access the video, that was a bad link so we’ve removed it. The important thing is to be informed about your options. This is especially important for those looking for other options and/or are shopping around for health insurance.

Gary Glenn says:
Oct 07, 2013

I was just informed that the Blue Cross Blue Shield policy that I have had for several years and pay for mysel will no longer be available after January 1, 2014. I was told this was directly related to the regulations of the Addordable Healthcare Act and I have to choose a new policy because of the Affordable Healthcare act. If I want a new policy that has the same deductible and benefits as my current policy has it will cost $1,200 more a year. If I want a policy that cost the same as my current policy I will have a deductible that is 500% higher and less coverage and a higher copay. My wife’s policy is also increasing by over $1,200 per year. That means our health insurance will increase by over $2,500 per year! What happened to the statement that if I like my current plan I can keep it? It seems the Affordable Healthcare Act is anything but affordable

philister says:
Oct 07, 2013

Hi Gary, The choices vary from one state to the other. It is unfortunate that it may cost more for some. Just to reiterate, it is important to know all of your options and that is the purpose of this blog.

Ode says:
Feb 05, 2014

A mental health facility is chsrging a “Facility Fee” of mental health patients allegedly because of a $6 million deficit their hospital is encounteringt to defray the cost of this deficit. It has yet to be found other patients securing medical services from this facility’s E.R. and/or affiliated Medical Center are being required to pay a “Facility Fee.” One patient reported “their” co pay went from $7.00 to $57.00 because of this medical facility claiming they have a $6 million deficit.

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